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April 25, 2015

St. James is the Preferred Lender for discriminating Michigan Customers that want a continuing relationship with their Lender. Locally owned, we make and service our loans-you won`t be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files.

Our professional loan servicing department is here to make certain that your relationship with our company is a pleasant one over many years. Our very high level of repeat and customer referral business shows that our customers value this continuing relationship.

We are a direct Fannie Mae lender licensed to use Fannie Mae`s automated underwriting system.
This means Fast Approvals within minutes and little supporting paperwork.

  • Low closing costs-compare!
  • No application fee
  • We specialize in No Point, No Cost loans
  • No charge for escrow waivers
  • No prepayment penalties
  • Automated payment plan is available
  • Rate locks at Customer`s option
  • Full Range of Conventional Mortgage Programs

Apply online or contact us at 1-800-837-7005 or 248-454-7800.